Being able to save money any chance you get can lead you to having more financial security in life. We all have different reasons for wanting to save some money. Some of us just want a nest egg or maybe some for a wedding. Here are some great apps that can help you achieve what ever goal you are reaching for.
Acorns: Acorns is an investing app lets people automatically invest their spare change by rounding up the purchases they make with a linked credit or debit card. Acorns has been lauded by investors and journalists alike for finally getting more people investing. When you want your saved sum, all you have to do is withdrawal your earnings from the app choosing how much, and how you want your money. Its simple and easy!
Mint: As a finance aggregation app, Mint helps users create and manage budgets by using the information from bank accounts, bills, credit or debit cards, and PayPal and other accounts to track how much money users are making versus how much they spend. Mint’s main categories include overview, transactions, bills, budgets, goals, trends, investments, and ways to save. From there, users can set up alerts for bills or other financial goals that you can customize to fit your needs. This app is perfect for you if you have a long term event to save for. Mint really lets you see an in depth look on how you spend your cash and can really help see where you can save.
Qapital: Visa Debit Card Qapital offers its users this fee-free debit card through its partner Lincoln Savings Bank. You can use the card wherever Visa debit cards are accepted, and you’ll also earn 0.1% interest on both your Spending and Goals account. This app does have a base fee of $3 a month for basic package or $6 a month for complete package depending on the tier you choose. Your Qapital Invest account helps you reach your short term and long-term Goals. When you make an investment Goal, your money is held in an ETF portfolio based on the risk level you are most comfortable with.
Digit: They keep your money and personal info safe and offer a valuable service that will benefit many people. It’s a great option for people who have a hard time saving money. There is a $5 monthly fee attached to using Digit so be sure to weight if the investment is worth using their service to save money. Digit doesn’t require you to come up with an arbitrary amount to transfer every month. It adapts to you and saves accordingly. Digit learns when and how much is safe to save based on your spending habits. Making this an affordable and easy option for most.